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IAE Review authorBanking management expert

Tatiana Stetskaia

Banking executive · Former Senior Vice President and Branch Director, JSC Raiffeisenbank, Saint Petersburg

IAE‑2026‑00015Author ID · journal author record

Tatiana Stetskaia
Role
IAE Review author
ORCID
0009‑0004‑7863‑7463
Location
Los Angeles, USA
Articles in IAE Review
1

14

years in retail banking, from senior banking specialist to senior vice president (2011‑2025)

10

years as a branch director at PJSC Sberbank and JSC Raiffeisenbank (2015‑2025)

2024

National Business Award, category "Banking Executive of the Year"

6

awards for banking business results (2022‑2024)

Articles in IAE Review 1

All journal publications

MethodologyOctober 15, 2026 · IAE‑2026‑EPM‑001

An AI-supported employee-driven performance management system: a conceptual model

Tatiana Stetskaia

This article examines how analytical initiative can be distributed among employees, supervisors, and digital systems. It proposes an employee-driven performance management architecture in which an employee receives an interpretable performance signal before a supervisor intervenes. The model integrates contextual benchmarking, identification of performance gaps, competing explanations, actionable feedback, employee-initiated adjustment, reassessment, and escalation to a human manager. The proposed design differs from approaches in which algorithmic information primarily supports centralized monitoring or managerial decisions. It treats AI as a developmental layer intended to support employee autonomy, transparency, contestability, and human oversight. A hypothetical retail-banking example illustrates the logic. Five testable propositions are offered. The paper does not claim empirical validation, causal effectiveness, or priority over earlier employee-facing analytics. Its contribution is a specified combination of established mechanisms and a research agenda for evaluating that combination.

About the specialist

Banking executive with 14 years in retail banking in Saint Petersburg. From August 2019 to September 2025 she directed the Northern Capital Branch of JSC Raiffeisenbank: branch director, vice president from September 2021 and senior vice president from October 2022. Her responsibilities included retail, SME and premium banking operations, strategic performance management, budget and P&L oversight, regulatory compliance, an Agile-based operational transformation and leadership of a multi-branch team. From 2015 to 2019 she was office manager and branch director at the North-West Branch of PJSC Sberbank. She joined PJSC Sberbank in Saint Petersburg in 2011 as a senior banking specialist and relationship manager.

Recipient of the National Business Award in the category "Banking Executive of the Year" (2024). Her branch was named Best Branch in Saint Petersburg for payroll projects (2024) and Best Branch of the Western Macroregion (2022). Author of articles on the accessibility of banking services in Russian regions (Sotsium i Vlast, 2024) and on territorial requirements for credit institutions (Law Herald of Dagestan State University, 2024). Invited peer reviewer of the journal Aktualnye Issledovaniya (2021‑2024), official book reviewer for the BUK publishing house (2024) and member of the European Center for Sociological Research. Bachelor of Economics in Finance and Credit, Saint Petersburg State University of Industrial Technologies and Design (2016).

Key competencies

Retail and SME bankingBranch P&L and budgetingKPI developmentAgile transformationClient relationship managementCross-functional leadership

Areas of expertise

Banking managementAccessibility of banking servicesRegulation of credit institutionsPerformance managementAgile team developmentFinancial modeling

Professional achievements

Awards and prizes

National Business Award, category "Banking Executive of the Year"

2024

Maximum Sales Volume: Investment Products, 2nd place

2024

Best Branch in Saint Petersburg: Payroll Projects

2024

Outstanding Business Results and Pilot Project Contribution

2023

Best Branch of the Western Macroregion

2022

Most Effective Team of the Western Macroregion

2022

Best Budget Execution: Commission Products

2022

Laureate, 1st Degree

XVI International Research Competition, Economics

Professional memberships

Member, European Center for Sociological Research (ECSR)

Expert in banking and financial sector research · since 2021

Publications about the specialist

CEO World Magazine

2025

Banks Today

2024

Invest Foresight

2024

Panor.ru

2024

Finance Times

2023

Judging and peer review

Invited Peer Reviewer, scientific journal "Aktualnye Issledovaniya"

2021‑2024

Official Book Reviewer, BUK Publishing House

2024

Peer Reviewer of Scientific Journals

Manuscripts in economics and banking · since 2021

Professional experience

Senior Vice President, Branch Director

JSC Raiffeisenbank, Northern Capital Branch, Saint Petersburg · October 2022 - September 2025

Vice President, Branch Director

JSC Raiffeisenbank, Northern Capital Branch, Saint Petersburg · September 2021 - October 2022

Branch Director

JSC Raiffeisenbank, Northern Capital Branch, Saint Petersburg · August 2019 - September 2021

Office Manager, Branch Director

PJSC Sberbank, North-West Branch, Saint Petersburg · 2015‑2019

Senior Banking Specialist, Relationship Manager

PJSC Sberbank, Saint Petersburg · 2011‑2015

Banking Specialist

VTB 24 (2012‑2014), Citibank (2012), Home Credit Bank (2012)

Education

Bachelor of Economics, Finance and Credit

Saint Petersburg State University of Industrial Technologies and Design · 2011‑2016

Certificate in Basic Coaching Skills

International University Global Coaching (London - Moscow) · 2023

Record verification

IAE‑2026‑00015

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Journal

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Tatiana Stetskaia: IAE Review author · IAE